There were a lot of changes and one of those things was a commitment to be even more fiscally responsible. 2012 was the year I stopped making "oh its only ten dollars" purchases. 2013 was the year of savings and paying myself an allowance. Because someone has to pay for my dentist and his lovely wife to go to Africa. I am convinced Dr. Frank and Anne plan their holidays around my visits.
There are two very easy savings plans trending on the Internet (read that as Pinterest) that I tried with much success. I barely noticed I was saving money. These plans are not about deprivation or cash starvation; they are about saving money daily and weekly.
First is the five dollar savings plan. Whenever you receive a five dollar bill as change, when you return home, you take the five dollars out of your wallet, pocket, sock, shoe, bra, wherever you put your change and put it in a jar, envelope, box, etc. Set a goal for yourself (for me it was a paying for a root canal
The second savings plain is being called the 52 week money challenge. This chart and others like it are making their way around the Internets:
Be diligent and don't forget to feel the sun when it shines on your lovely face.